Privacy Policy
Introduction
Meridian WealthForge is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect the information you provide to us through our online platform and during the provision of our financial services. We adhere to the General Data Protection Regulation (GDPR) and other applicable data protection laws in the United Kingdom.
Who We Are
Meridian WealthForge is a financial services company specializing in wealth management, including retirement planning, pension consolidation, investment advice, estate planning, wealth preservation strategies, and financial literacy workshops.
Our registered address is:
Meridian WealthForge
1290 Broadgate House,
75 St Michael's Alley,
City of London, London,
EC2M 7TB
United Kingdom
Information We Collect
We collect various types of information to provide and improve our services to you. This may include:
- Personal Identification Information: Name, address, date of birth, national insurance number, passport details, and other government-issued identification for verification purposes.
- Contact Information: Telephone number and physical address. We do not collect electronic communication details through the website.
- Financial Information: Income, assets, liabilities, investment history, bank account details, and pension information, necessary for providing financial advice and managing your wealth.
- Professional and Employment Information: Occupation, employer, and employment history.
- Information related to your financial goals and risk tolerance: Data gathered through our questionnaires and consultations to tailor our services to your specific needs.
- Technical Data: Information about your device and how you interact with our site, such as IP address, browser type, operating system, and pages visited. This data is collected to improve website functionality and security and is generally anonymised or aggregated.
How We Use Your Information
We use the information we collect for the following purposes:
- Service Provision: To provide you with personalized financial advice, wealth management services, retirement planning, pension consolidation, and bespoke financial roadmaps.
- Client Management: To manage your account, communicate with you, and respond to your inquiries.
- Legal and Regulatory Compliance: To comply with legal and regulatory obligations, including anti-money laundering (AML) and know your customer (KYC) requirements.
- Improving Our Services: To analyze how our services are used and to improve their quality, features, and functionality.
- Security: To protect our site and services from fraud and other security threats.
- Marketing: With your consent, we may use your contact information to inform you about other services, events, or workshops that may be of interest to you. You can withdraw your consent at any time.
Legal Basis for Processing
We process your personal data based on the following legal grounds:
- Performance of a Contract: Processing is necessary for the performance of a contract with you or to take steps at your request before entering into a contract.
- Legal Obligation: Processing is necessary for compliance with a legal obligation to which we are subject.
- Legitimate Interests: Processing is necessary for the purposes of the legitimate interests pursued by us or by a third party, except where such interests are overridden by your interests or fundamental rights and freedoms.
- Consent: Where you have given explicit consent for specific processing purposes. You have the right to withdraw your consent at any time.
Disclosure of Your Information
We may share your personal information with:
- Service Providers: Third-party companies that provide services on our behalf, such as IT support, data hosting, and professional advisors (e.g., legal or accounting firms). These providers are bound by confidentiality agreements and are only permitted to use your data for the purposes of providing their services to us.
- Regulatory and Law Enforcement Bodies: When legally required to do so, or to protect our rights, property, or safety, or that of our clients or others.
- Affiliates: Other entities within our corporate group, provided they adhere to this Privacy Policy.
We will not sell, rent, or trade your personal information to third parties for their marketing purposes.
Data Retention
We retain your personal information for as long as necessary to fulfil the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements. To determine the appropriate retention period, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorised use or disclosure, the purposes for which we process your personal data, and whether we can achieve those purposes through other means, and the applicable legal requirements.
Your Rights
Under GDPR, you have the following rights regarding your personal data:
- Right to be informed: You have the right to be provided with clear, transparent, and easily understandable information about how we use your personal data and your rights.
- Right of access: You have the right to obtain a copy of your personal data we hold about you.
- Right to rectification: You have the right to request that we correct any inaccurate or incomplete personal data we hold about you.
- Right to erasure (“right to be forgotten”): You have the right to request the deletion of your personal data in certain circumstances.
- Right to restrict processing: You have the right to request that we limit the way we use your personal data in certain circumstances.
- Right to data portability: You have the right to receive your personal data in a structured, commonly used, and machine-readable format and to transmit it to another controller.
- Right to object: You have the right to object to the processing of your personal data in certain situations, including for direct marketing.
- Rights in relation to automated decision-making and profiling: You have the right not to be subject to a decision based solely on automated processing, including profiling, which produces legal effects concerning you or similarly significantly affects you.
To exercise any of these rights, please contact us at the address provided below. We may require specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights).
Security of Your Information
We are committed to ensuring that your information is secure. To prevent unauthorised access or disclosure, we have put in place suitable physical, electronic, and managerial procedures to safeguard and secure the information we collect. This includes using encryption, firewalls, and secure socket layer (SSL) technology. However, no data transmission over the internet or method of electronic storage is 100% secure.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will post any changes on this page, and the updated Privacy Policy will be effective immediately upon posting. We encourage you to review this Privacy Policy periodically.
Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Meridian WealthForge
1290 Broadgate House,
75 St Michael's Alley,
City of London, London,
EC2M 7TB
United Kingdom
You also have the right to lodge a complaint with the Information Commissioner's Office (ICO), the UK supervisory authority for data protection issues.